Eligibility and Documents Required
- Loans starting from ₹25 Lakhs and above , tailored for business expansion, equipment purchase, or working capital needs.
- Applicants must be at least 30 years old to ensure sufficient business experience and financial stability.
- Only legally GST-registered businesses are eligible to apply.
- Applicants must maintain an Active Current Account for seamless financial transactions.
- Official legal permit allowing you to operate a retail shop (e.g., under Shop & Establishment Act or municipal trade license)
- Tenancy Agreement/ Ownership Proof
- Last 3 Years Income Tax Returns
Industry Specific Loans Designed and Approved by Sector Experts
Apply for loans that are backed by research for different industries. Simply tell us your requirements and we will customize your financial needs.
Horeca
Capital to bridge your hotels, restaurants, and cafés businesses to success.
FMCG
Funds that support your fast-moving consumer goods setup.
IT & Digital
Avail capital for web, IT consulting, or the booming digital marketing space.
Retail
Traditional, B2B, or online retail; access finance to amplify your approach.
FAQ's
Any privately owned SME in India that is a registered business is eligible to apply. The business owner needs to be a resident of India, and the company must meet the financial criteria set by the lender.
We provide tailored SME loans designed to meet a range of business needs, including working capital, business expansion, equipment acquisition, inventory management, and debt consolidation.
You may not be able to secure a loan with a low credit score. However, we offer support in improving credit history, assisting businesses in enhancing their financial position to access the most suitable loan options.
The timeframe for approval is contingent upon documentation and eligibility, but we emphasize quick disbursal to ensure businesses receive funding promptly, avoiding unnecessary delays.
Not at all! Our loan process is fully transparent, with no hidden charges or unexpected costs—just clear financing customized for your business.
Yes, small business owners operating from home can apply for SME loans if they meet the basic eligibility criteria of loan applications with Legacy.
Disclaimer – This website is intended for informational purposes only. All loan approvals and terms depend on eligibility and the guidelines set by the partnering bank. We encourage you to thoroughly review T&C beforehand.